Security Information

Password
We recommend periodically changing your password every 30-60 days. To change your password, sign on and go to the Manage My Account menu and select Update Account Profile. For additional security password tips view User ID and Password Guidelines.

128-Bit Encryption
We use Secured Socket Layer (SSL) for secure transmissions. SSL applies encryption between two communicating applications, such as your PC and our corporate Internet server. When your data are transmitted over the Internet, it is encrypted or "scrambled" at the sending end and then decrypted or "unscrambled" at the receiving end. We use 128-bit encryption, because that's the highest level generally available today.

Additionally, our site requires that you choose a unique User ID and Password. Thereafter, each time you sign-on, your identity is confirmed by a series of authenticating steps.

Encryption
Encryption is a technology that allows secure transmittal of information along the Internet by encoding the transmitted data using a mathematical formula that scrambles it. Without a corresponding "decoder," the transmission would look like nonsense text and would be unusable. It can be used with many applications, including electronic commerce (sending credit card numbers for orders or transmitting account information), email messages and sensitive documents.

Basic encryption involves the transmission of data from one party to another. The sender encodes the data by scrambling it, then sends it on. The receiver must decode the data with the correct "decoder" in order to read and use it.

The effectiveness (or level of security) for encryption is measured in terms of how long the key is - the longer the key, the longer it would take for someone without the correct "decoder" to break the code. This is measured in bits, e.g. 40-bit encryption, the level of encryption used with many ordinary browsers, versus the level of encryption recommended to use Account Online. For a 40-bit key, there are 240 possible combinations. For a 128-bit key, there are 2128 possible combinations.