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Your Security is Our Goal

The following describes the security measures we take to protect your information on the Internet:

Password
We recommend periodically changing your password every 30-60 days. To change your password, sign on and go to the Manage My Account menu and select Update Account Profile. For additional security password tips view User ID and Password Guidelines.

128-Bit Encryption
We use Secured Socket Layer (SSL) for secure transmissions. SSL applies encryption between two communicating applications, such as your PC and our corporate Internet server. When your data is transmitted over the Internet, it is encrypted or "scrambled" at the sending end and then decrypted or "unscrambled" at the receiving end. We use 128-bit encryption, the highest level generally available today.

Cookie Definition
A cookie is a small piece of information which is created by a web server during a user's visit to a website. If you configure your web browser to alert you regarding the presence of cookies, you may receive a notice that a web server wishes to set a cookie. There are two kinds of cookies - "persistent" and "transient."

Sometimes we use persistent cookies which remain on the hard drive of your personal computer. We use persistent cookies for a number of purposes including to store your preferences for certain kinds of information, to provide you with access to certain websites for which you have previously registered, to retrieve information you have provided us previously, etc. You can set your browser to disable cookies or prevent them, or you can delete cookies which have already been set by instructing your browser accordingly. The persistent cookies used on Citi's credit card Websites are available only to Citibank or certain agents of Citibank who are performing services or hosting specific websites on our behalf.

We may also use transient cookies, which are not stored on your hard drive and are not available to anyone other than Citibank. Transient cookies contain information that identifies you and allows you to navigate our site from one page to another without requiring you to log in again on each page. When you leave our site, or when your session expires, the transient cookies expire.